Have to for obligation and need to for necessity

Have to for obligation and need to for necessity Must', 'have to', and 'need to' in the positive or question form are used to speak about responsibilities, obligations and important actions. I'm having some trouble understanding this. I must ask Peter a few questions. She has to work with clients from all over the world. They need to study more if they want to get good grades. Sometimes, 'must' and 'have to' can be used to speak about responsibilities. However, 'must' is generally used for strong personal obligations and 'have to' is used for responsibilities at work and in everyday life. I must do this right now! I have to file reports every week. 'Don't have to', 'don't need to' and 'mustn't' have very different meanings. 'Don't have to' is used to express that something is not required. 'Don't need to' also expresses that a particular action is ...